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mortgage

How Much to Put Down on a House: 3%, 5%, 10% or 20%?

September 6, 2026 by Money Basics Team
How much to put down on a house comparison with emergency savings reserve

Compare 3%, 5%, 10% and 20% down payments, including monthly payment, mortgage insurance, closing costs and the emergency savings you should keep.

Categories Financial Habits Tags down payment, home buying, mortgage, personal finance Leave a comment

How Much House Can I Afford? A Practical Monthly Budget Method

September 5, 2026 by Money Basics Team
House, calculator and budget worksheet illustrating home affordability planning

Estimate how much house you can afford using the complete monthly payment, existing debts, closing costs and the savings you need to keep after closing.

Categories Budgeting Basics Tags budgeting, home affordability, home buying, mortgage Leave a comment

How Mortgage Payments Work: Principal, Interest, Taxes and Insurance

September 4, 2026 by Money Basics Team

Understand what goes into a mortgage payment, how amortization changes principal and interest, and why the total monthly amount can rise even on a fixed-rate loan.

Categories Financial Habits Tags home buying, mortgage, mortgage payment, personal finance Leave a comment
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